Finances and Taxes

Please I don't know where to turn. Everyday I pray and God does have mercy on me, but I need help with my finances. I used to make good money doing mortgages and before that I worked as a massage therapist on the strip. Now I cannot afford the fees for the testing and licencing fees for the state massage board. I have been using a forged licence so I can work locally, but I need my licence to work back on the strip. Ever since the mortgage industry bust, I have been struggeling every month to make ends meet. I just need direction and advice on what to do, also my credit is in bad standing and I have not paid taxes for several years. My past has caught up with me. Please Jesus, help me and give me the courage, strength and grace to get my life in order. Help me with my faith, I turn it over to you lord.